First Time Home Buyer Duplex in Arizona: How It Works

Published on: 10/29/2026

Can a first time buyer purchase a duplex in Arizona? Yes. FHA allows 3.5% down on 2 to 4 units, Fannie Mae allows 5% down and VA allows 0%. 2026 limits, how rent counts and the 3 to 4 unit test. Pillar Mortgage Group.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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